Do I still pay TRICARE fees once I have TFL?

No. TFL has:

• No enrollment fee.
• No annual premium.
• No annual deductible (beyond what Medicare already collects on the primary side).

Your only real cost on Original Medicare + TFL is the Medicare Part B premium, which goes to Medicare — not TRICARE.

What you might still pay:

• TRICARE Pharmacy copays (small, depending on tier and channel).
• Services not covered by either Medicare or TRICARE (rare).
• Anything from a provider who has opted out of Medicare entirely.

For most TFL beneficiaries, total annual out-of-pocket on covered medical care is near zero beyond the Part B premium and a few prescription copays.