MedicareAndTFL.com is an independent educational resource published by Uncle Sam's Healthcare, a licensed insurance agency that specializes in helping retired military and their spouses understand Medicare and TRICARE For Life. We hold this site to the standards below.
Our commitments
- Accuracy. Every page is researched against official Medicare and TRICARE publications. Where we make a factual claim, we cite a primary source.
- Plain English. Our audience is 65+ retired service members and spouses. We write for clarity, not for jargon.
- Independence. We are not affiliated with CMS, DHA, the VA, or any government program. Our independent educational opinions are clearly distinguished from official guidance.
- No sales pressure. Education comes first. When a licensed insurance specialist is mentioned, it is offered as a free, no-obligation resource — never a requirement.
How pages are produced
- A topic is identified from real questions retired military ask.
- A draft is written by our editorial team using the latest official handbook editions and Medicare.gov / TRICARE.mil content.
- The draft is reviewed by a licensed insurance specialist for accuracy and compliance.
- Citations to official sources are placed at the bottom of every educational page.
- The page publishes with a visible Last Reviewed date and a scheduled Next Review date.
Updates and corrections
When CMS or DHA publish updated guidance, affected pages are revised and the review dates updated. If you find an error, please email support@unclesamshealthcare.com and we will correct it.
What this site does NOT do
- We do not provide medical advice.
- We do not represent the federal government or any government program.
- We do not list every Medicare Advantage plan in every market — see Medicare.gov's Plan Finder or call 1-800-MEDICARE for the complete plan landscape.
Last reviewed: January 2026.