Dental, Vision & Hearing

• Does TFL cover dental care?No. Original Medicare and TFL don't cover routine dental. Retired military and family enroll in FEDVIP through BENEFEDS for dental and vision coverage.
• Will TFL or Medicare cover hearing aids?Original Medicare doesn't cover hearing aids, so TFL won't either. VA may provide them if you have service-connected hearing loss. Some Medicare Advantage plans include a hearing aid allowance.
• What about routine eye exams and glasses?Medicare doesn't cover routine eye exams or glasses for adults. FEDVIP vision plans and many MA plans do. Medicare and TFL still cover medical eye care (cataracts, glaucoma).
• What is FEDVIP and how do I enroll?Federal Employees Dental and Vision Insurance Program — voluntary dental and vision plans for federal retirees, retired military, and their families. Enroll at BENEFEDS during Open Season (mid-November to mid-December).
• Does Medicare cover cataract surgery and the glasses afterward?Yes. Medicare Part B covers cataract surgery and one pair of standard glasses or contact lenses after the surgery. TFL covers the Medicare cost-share.
• Will the VA give me free glasses or hearing aids?Eligible veterans may receive eye exams, prescription glasses, and hearing aids through the VA — typically tied to service-connected conditions or higher priority groups.
• How do dental/vision/hearing allowances in Medicare Advantage work?Most veteran-focused MA plans include an annual dental allowance ($1,000–$3,000+), vision allowance for glasses, and a hearing aid benefit. Use in-network providers to maximize value.

Educational only — not insurance, legal, or tax advice. Verify with Medicare (1-800-MEDICARE), WPS (1-866-773-0404), SSA, or a licensed advisor before making enrollment decisions.